See what some HBOS colleagues have to say about being a member of the Scheme...
Amy
“I want to plan for when I'm older and I want it to be as easy as possible.”
Manjit
“It's flexible because I can change my contributions whenever my circumstances change.”
Karl
“It helps me to enjoy life today, knowing I've taken care of what I'll be doing when I'm older.”
Lucia
“It only costs me a small amount each month,
but obviously that adds up.”
Jonathon
“I’d been meaning to join a pension scheme and see it as a way of saving for the future.”
