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Close-up of old fashioned tillBy using the pension planner and also the benefit statement you receive each year, you should have a good idea of how much pension you'll be able to buy when you retire.

You'll want a more accurate figure though, and to get this just email Group Pensions in Halifax.

More importantly, though, you'll probably want some financial advice on what sort of pension is best for you and, if required, your family. That's why we've asked Bank of Scotland Annuity Service (BoSAS) to help out.

10 Good Reasons to Use BoSAS

Around 12 weeks before taking your retirement benefits, you will be contacted by an annuity specialist at BoSAS to assess the best type of pension to meet your needs.

BoSAS is part of HBOS and is the UK's number one financial adviser for handling pension annuities. BoSAS colleagues provide advice across the whole market and there are no upfront charges. The cost of advice is included in the purchase price of the annuity purchased.

 

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more about retirement

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How much will I get?

Flexible retirement

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Ill health retirement

 

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