Investment options that aren't either shares, bonds or cash are referred to as being "alternative" - simply because their performance isn't related to the same economic factors.
For example, when share prices are falling, people might choose to sell shares and invest in property in order to spread their investment risk. If they are lucky, the price of property might also increase as a result.
As well as property, alternative assets include commodities - such as oil, metal ores and cereals - and financial instruments, such as derivatives and hedge funds. In our Scheme though, we keep things simple by just offering a Property fund for you to invest in.
Property fund
The Scheme's Property Fund invests in commercial property such as retail, office, industrial and agricultural properties. It does not include residential property, so you will need to bear in mind that any reported rises or falls in residential property will not necessarily have an influence on how this fund performs.
The Property fund is an actively managed fund.
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