It sounds obvious, but many people think pensions are for old people and are something that can be worried about later. It's one way of looking at things, but it could cost you a lot of money.
Think about it. If you're 25 and looking to retire at 65 that gives you just 480 pay days left . Leave it until you're 45 and you're looking at only 240 pay days – unless you're planning on retiring at 85!!
It's common sense that by starting late you'll either have to save more to get the same amount or just accept you'll retire on less.
To see the real advantages of saving as much as you can afford as early as you can, visit the online HBOS Pension Planner.
