What happens if...

Nobody knows for sure what lies ahead and, from time to time, things happen in life that cause you to think about your existing pension arrangements.

We've listed some of the more common events. Click below for more details:

What Happens If...

I want to leave the Scheme

My job changes within HBOS

My working hours change

I go on maternity leave

I go on paternity or adoption leave

I take a career break

I receive a windfall

I suffer long term ill health

I get divorced

I am displaced from my job

I relinquish my job

I am demoted

 

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